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Optum Bank offers AARP Health Savings Account offered by Optum Bank to eligible AARP members.

Optum Bank pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Provider offers are subject to change and may have restrictions. Please contact the provider directly for details.

*Cardholder must use their valid Optum Bank debit Mastercard® at a participating Walgreens store in order to qualify for the 3% discount on eligible items or services. The 3% discount does not apply to purchases made on The 3% discount will be calculated after the Optum Bank debit Mastercard® has been identified as the method of payment at the register and will not be applied to the following: alcohol; dairy; tobacco; stamps; phone/prepaid/gift cards; money orders/transfers; transportation passes; lottery tickets; charitable donations; pseudoephedrine or ephedrine products; clinic services; items or services provided by a Pharmacist; prescriptions; sales tax; shipping; membership fees for any prescription savings programs; discount club memberships; and any other items specified as exclusions by Walgreen Co. from time to time or where prohibited by law. The 3% discount cannot be combined with Walgreens coupons that apply a dollar amount off the Cardholder’s total purchase, and other promotions, offers or coupons as specified by Walgreens from time to time or where prohibited by law.

Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. The content on this website is not intended as legal or tax advice. Federal and state laws and regulations are subject to change.

Mutual fund investment options are made available through the services of an independent investment advisor. Shares are offered through Charles Schwab & Co., Inc., a registered broker-dealer. Orders are accepted to effect transactions in securities only as an accommodation to HSA owners. Optum Bank is not a broker-dealer or registered investment advisor, and does not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions.